The Merna Law Group, PC, Attorneys & Lawyers, Virginia Beach, VA

A Chapter 7 Bankruptcy eliminates unsecured debt forever. Besides qualifying to file a bankruptcy, which an attorney can advise you on, you must also protect your property under the state or federal exemptions that apply.

In Virginia, the homestead exemption is used to protect liquid assets such as savings, wages, tax refunds, cash-surrender life insurance value, and other equity in property such as a house.

In order to extend the protection of the homestead exemption to these properties you must properly file a legally-valid homestead deed in the correct jurisdiction by the mandatory deadline.

With you can create your legally valid Virginia homestead deed, have it reviewed by a bankruptcy attorney and file the homestead deed before the mandatory deadline to protect you property from the bankruptcy trustee seizing it.  

The Merna Law Group, PC

Bankruptcy & The Homestead Deed was created by attorneys with over 30 years of combined bankruptcy experience.  This website provides not only your ability to create a custom Virginia homestead deed but also the ability to get an attorney to review it and assistance with self-filing of the homestead deed.

Attorneys charge $250 to $500 for the preparation of a deed in Virginia.  With you have control over the cost and still get an attorney to review the deed all included in the same low price.

No other website in Virginia provides the sames services. No other bankruptcy law firm in Virginia reaches out to pro se bankruptcy filers like The Merna Law Group. 

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Chapter 7 Bankruptcy

Experienced & Affordable

A Bankruptcy Trustee Can Seize Your Property If You Do Not File A Virginia Homestead Deed In Time.


Unlike most other states, bankruptcy filers in Virginia must file a legally-valid Virginia homestead deed before the mandatory deadline.  Bankruptcy filers that don't use an attorney often find they were unaware of the need to file a homestead or were unable to get the correct advice on preparing and filing the deed. 

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Homestead Help

an affordable online service of The Merna Law Group, P.C.

Protect Property In Bankruptcy

​Without a homestead deed your savings, tax refund, some other property are not protected in bankruptcy. 

Recover Garnished Money

​You can get back the money taken from you paycheck or your bank account with a homestead deed. 

Bankruptcy is your federal right. .

The most important thing is your time is limited

Protect Your Property.

Get a Homestead Deed.

Wouldn't we all? Finally, you can have the future you want without the worry of what tomorrow is going to hold for you financially. is dedicated to helping you achieve all of your future hopes and dreams with ease and comfort.